Data Scientist Senior - Model Development

**Location** San Antonio, Texas; Charlotte, North Carolina; Colorado Springs, Colorado; Phoenix, Arizona; Plano, Texas; Tampa, Florida **Job ID** R0118989 **Date posted** 07/02/2026 **Why USAA?** At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the \#1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active\-duty military spouses. USAA roles may offer remote or hybrid flexibility for active\-duty military spouses consistent with applicable policy and business needs. **The Opportunity** The Bank AI/ML team is looking for a Senior Data Scientist. Candidates with backgrounds in model development for credit risk, marketing, or everyday banking are preferred. As a dedicated Data Scientist Senior you will translate business problems into applied statistical, machine learning, simulation, and optimization solutions to advise actionable business insights and drive business value through automation, revenue generation, and expense and risk reduction. In collaboration with engineering partners, delivers solutions at scale, and enables customer\-facing applications. Leverages database, cloud, and programming knowledge to build analytical modeling solutions using statistical and machine learning techniques. Collaborates with other data scientists to improve USAA’s tooling, growing the company’s library of internal packages and applications. Works with model risk management to validate the results and stability of models before being pushed to production at scale. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60\-mile radius of a USAA office